Saving can be a struggle, even at the best of times. Unexpected fees beset us from all sides, we lose jobs, motivation, get distracted by expensive things. Luckily, there are numerous ways we can lower our expenditure and make our coin last longer.

How often do you find yourself apologising on any given day?  

This unconscious practice has become so commonplace in today's society that many of us no longer realize we're doing it.

Read on to discover why saying sorry all the time can be more detrimental than healthy, both for yourself and the person you're apologising to.